Trevor Fisher Senior Loan Consultant 3200 Bristol Street. suite 600 Costa Mesa CA 92626 LOCAL 848 949-355-4631 CELL 866-503-3474 TOLL FREE 949-258-5598 FAX email: tfisher@AUFS-Inc.com
Enter the property Address		calculator help
Current property value		Enter the property value
Annual rate of appreciation		Experiment with different rates
Value after years		Enter the number of years you might own the property
Gross Profit/Appreciation
Cost and Benefits of Ownership:
Property cost
Down Payment		Enter total down payment	Down Payment Calculator = 5% = 10% = 15% = 20% = 25% =
Alternate invest rate for down pmnt
Lost opportunity on Down Payment
Loan amount
Fixed-rate loan term		Enter loan term
Interest rate		Enter your interest rate
Payment		Monthly payment
Total interest over years
Tax bracket		Enter your tax bracket
Tax savings on interest paid
Net cost of interest paid		Cost of interest paid (after taxes)
Current real estate taxes		Enter the current real estate taxes for this property
Yearly tax escalator		Enter the percentage by which you expect taxes to rise each year
Total tax over term
Tax savings from RE taxes paid		This is the total tax paid multiplied by your tax bracket
Annual cost of home owner's insurance
Cost of insurance over term
Maintenance cost =		Per year calculated as a percentage of purchase price
Maintenance cost escalator		Enter annual maintenance costs increase
Total maintenance over term
Monthly rent saved		Enter the cost of renting a comparable home.
Annual rent saved
Yearly rent escalator		Enter the percentage by which rental costs rise annualy
Total rent saved
Total of all Financial Gains		Total of appreciation, tax savings for interest and real estate taxes and rent saved.
Total of all expenses		Total of interest paid, RE taxes paid and maintenance.
Net Gain		Total projected financial benefit to purchasing the home specified.*
Return on Initial Down Payment
Annual Return on DownPayment		*Please note you would have to subtract sales commissions/expenses.